Coutras & Associates, LLC fulfills a need you may not even know existed.  If you own a business or home, however, there may come a time when the company’s expertise could make a significant difference in your life.

A public adjusting firm, Coutras & Associates employee professional loss consultants who work exclusively on your behalf to ensure that you receive the maximum amount due to you from an insurance claim.  “You wouldn’t go to court without a lawyer,” explains owner Chris Coutras.  “And you shouldn’t handle the intricate estimating and valuation process of an insurance claim without a public adjuster.”

Unfortunately, when a catastrophe or natural disaster strikes, resulting in water loss, fire loss or wind damage, your life or business may be interrupted, and your major investment may be lost.  Add to that the demands on your time, as well as the necessity to make many stressful decisions at once, and you can quickly understand the benefit of hiring a professional to administer your claim.

Coutras & Associates has handled thousands of claims involving millions of dollars.  The firm has the expertise and case-law history to help you maximize your claim settlement.  Says Coutras, “There is an art to claims handling.  We act as an advocate on behalf of our clients and give them peace of mind through knowing that their settlement will not be jeopardized in any way through error or admission.”

The experts at Coutras & Associates no only represent your interests, but they also ensure that you understand your individual policy, and help you decipher the language and terms, which can be difficult to translate without the proper knowledge and negotiating skills.

“It is our responsibility to investigate all coverages that may be applicable to an insurance claim, determine the appropriate values for settling all covered damages and then negotiate a settlement with the insurance company on your behalf.” explains Coutras.  As a result, the company regularly succeeds in negotiating for more settlement than an insurance company would initially offer.

One client reaping the rewards of a relationship with Coutras and Associates states, “After our condominium units suffered through two destructive hurricanes, the entire structure and properties were decimated.  Chris Coutras and his team resolved almost all the cumbersome, worrisome, expensive, mysterious, unknown challenges that faced us in our physical and financial recovery.  The final result: an increase of insurance awards from the original estimate of about $3 million to an actual recovery amount of about $12 million.”

With the firm’s compensation based on a pre-negotiated percentage of the total settlement obtained from the insurance carrier.  Coutras & Associates requires no start-up or retainer fees, and receives payment only as you receive your settlement.

A native of Nashville, TN, Coutras worked for the Metro Legal Department of Nashville for 12 years, and he has been in the insurance industry for over 28 years.  Coutras & Associates are Licensed Public Adjusters in nine states, being Florida, Texas, North Carolina, South Carolina, Tennessee, Kentucky, Virginia, Louisiana and Mississippi.